{"id":4790,"date":"2021-10-28T20:29:02","date_gmt":"2021-10-29T01:29:02","guid":{"rendered":"http:\/\/nwtech.edu\/alvacc\/?page_id=4790"},"modified":"2021-11-05T09:55:41","modified_gmt":"2021-11-05T14:55:41","slug":"additional-financial-literacy-info","status":"publish","type":"page","link":"http:\/\/nwtech.edu\/alvacc\/additional-financial-literacy-info\/","title":{"rendered":"Additional Financial Literacy Info"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row][vc_column][vc_column_text]<\/p>\n<h3>Budgeting<\/h3>\n<p><strong>Investopedia.com<\/strong><\/p>\n<ul>\n<li>6 Reasons Why You Need a Budget &#8211;\u00a0<a href=\"https:\/\/www.investopedia.com\/financial-edge\/1109\/6-reasons-why-you-need-a-budget.aspx\" target=\"_blank\" rel=\"noopener\">https:\/\/www.investopedia.com\/financial-edge\/1109\/6-reasons-why-you-need-a-budget.aspx<\/a><\/li>\n<li>Budgeting Calculator &#8211;\u00a0<a href=\"https:\/\/www.investopedia.com\/budgeting-calculator-5101411\" target=\"_blank\" rel=\"noopener\">https:\/\/www.investopedia.com\/budgeting-calculator-5101411<\/a><\/li>\n<li>50\/30\/20 Budget Rule &#8211;\u00a0<a href=\"https:\/\/www.investopedia.com\/ask\/answers\/022916\/what-502030-budget-rule.asp\" target=\"_blank\" rel=\"noopener\">https:\/\/www.investopedia.com\/ask\/answers\/022916\/what-502030-budget-rule.asp<\/a><\/li>\n<li>Budgeting Apps &#8211; YNAB (You Need A Budget) vs Mint &#8211;\u00a0<a href=\"https:\/\/www.investopedia.com\/ynab-vs-mint-5179966\" target=\"_blank\" rel=\"noopener\">https:\/\/www.investopedia.com\/ynab-vs-mint-5179966<\/a><\/li>\n<li>10 Habits To Help You Reach Financial Freedom &#8211;\u00a0<a href=\"https:\/\/www.investopedia.com\/articles\/personal-finance\/112015\/these-10-habits-will-help-you-reach-financial-freedom.asp\" target=\"_blank\" rel=\"noopener\">https:\/\/www.investopedia.com\/articles\/personal-finance\/112015\/these-10-habits-will-help-you-reach-financial-freedom.asp<\/a><\/li>\n<\/ul>\n<p><strong>Consumer.ftc.gov<\/strong><\/p>\n<ul>\n<li>Make a Budget Worksheet PDF &#8211;\u00a0<a href=\"https:\/\/www.consumer.ftc.gov\/articles\/pdf-1020-make-budget-worksheet.pdf\" target=\"_blank\" rel=\"noopener\">https:\/\/www.consumer.ftc.gov\/articles\/pdf-1020-make-budget-worksheet.pdf<\/a><\/li>\n<\/ul>\n<p><strong>NerdWallet.com<\/strong><\/p>\n<ul>\n<li>Free Budget Worksheets &#8211;\u00a0<a href=\"https:\/\/www.nerdwallet.com\/article\/finance\/budget-worksheet\" target=\"_blank\" rel=\"noopener\">https:\/\/www.nerdwallet.com\/article\/finance\/budget-worksheet<\/a><\/li>\n<\/ul>\n<p><strong>SmartAsset.com<\/strong><\/p>\n<ul>\n<li>Paycheck Calculator &#8211;<a href=\"https:\/\/smartasset.com\/taxes\/paycheck-calculator\" target=\"_blank\" rel=\"noopener\">\u00a0https:\/\/smartasset.com\/taxes\/paycheck-calculator\u00a0<\/a><\/li>\n<li>Overview of Federal Taxes with Calculator &#8211;\u00a0<a href=\"https:\/\/smartasset.com\/taxes\/income-taxes\" target=\"_blank\" rel=\"noopener\">https:\/\/smartasset.com\/taxes\/income-taxes\u00a0<\/a><\/li>\n<li>Oklahoma Tax Calculator &#8211;<a href=\"https:\/\/smartasset.com\/taxes\/oklahoma-tax-calculator\" target=\"_blank\" rel=\"noopener\">\u00a0https:\/\/smartasset.com\/taxes\/oklahoma-tax-calculator<\/a><\/li>\n<li>Tax Return Calculator &#8211;\u00a0<a href=\"https:\/\/smartasset.com\/taxes\/tax-return-calculator\" target=\"_blank\" rel=\"noopener\">https:\/\/smartasset.com\/taxes\/tax-return-calculator<\/a><\/li>\n<li>Property Tax Calculator &#8211;\u00a0<a href=\"https:\/\/smartasset.com\/taxes\/property-taxes\" target=\"_blank\" rel=\"noopener\">https:\/\/smartasset.com\/taxes\/property-taxes<\/a><\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_separator color=&#8221;blue&#8221; border_width=&#8221;10&#8243;][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text]<\/p>\n<h3>Health Insurance<\/h3>\n<p><strong>Investopedia.com<\/strong><\/p>\n<ul>\n<li>How Health Insurance Works &#8211;\u00a0<a href=\"https:\/\/www.investopedia.com\/terms\/h\/healthinsurance.asp\" target=\"_blank\" rel=\"noopener\">https:\/\/www.investopedia.com\/terms\/h\/healthinsurance.asp<\/a><\/li>\n<li>Co-Insurance vs Copay-\u00a0<a href=\"https:\/\/www.investopedia.com\/articles\/insurance\/120816\/coinsurance-vs-copay-why-you-need-know-difference.asp\" target=\"_blank\" rel=\"noopener\">https:\/\/www.investopedia.com\/articles\/insurance\/120816\/coinsurance-vs-copay-why-you-need-know-difference.asp<\/a><\/li>\n<li>HSA Eligibilty-\u00a0<a href=\"https:\/\/www.investopedia.com\/articles\/personal-finance\/012716\/how-highdeductible-health-plans-work.asp#hsa-eligibility\" target=\"_blank\" rel=\"noopener\">https:\/\/www.investopedia.com\/articles\/personal-finance\/012716\/how-highdeductible-health-plans-work.asp#hsa-eligibility<\/a><\/li>\n<\/ul>\n<p><strong>Healthcare.gov<\/strong><\/p>\n<ul>\n<li>Affordable Care Act Health Plans &#8211;\u00a0<a href=\"https:\/\/www.healthcare.gov\/see-plans\/#\/plan\/results\" target=\"_blank\" rel=\"noopener\">https:\/\/www.healthcare.gov\/see-plans\/#\/plan\/results<\/a><\/li>\n<li>How to Choose Between Bronze, Silver, Gold and Platinum Plans &#8211;\u00a0<a href=\"https:\/\/www.investopedia.com\/articles\/personal-finance\/092413\/how-choose-between-bronze-silver-gold-and-platinum-health-insurance-plans.asp\" target=\"_blank\" rel=\"noopener\">https:\/\/www.investopedia.com\/articles\/personal-finance\/092413\/how-choose-between-bronze-silver-gold-and-platinum-health-insurance-plans.asp<\/a><\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_separator color=&#8221;blue&#8221; border_width=&#8221;10&#8243;][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text]<\/p>\n<h3>Credit<\/h3>\n<p><strong>MoneyUnder30.com<\/strong><\/p>\n<ul>\n<li>How Credit Works &#8211;\u00a0<a href=\"https:\/\/www.moneyunder30.com\/how-credit-works\" target=\"_blank\" rel=\"noopener\">https:\/\/www.moneyunder30.com\/how-credit-works<\/a><\/li>\n<li>How to Build Credit\u00a0 &#8211;\u00a0<a href=\"https:\/\/www.moneyunder30.com\/best-build-credit-first-time\" target=\"_blank\" rel=\"noopener\">https:\/\/www.moneyunder30.com\/best-build-credit-first-time<\/a><\/li>\n<\/ul>\n<p><strong>Investopedia.com\u00a0<\/strong><\/p>\n<ul>\n<li>What is a Credit Card &#8211;\u00a0<a href=\"https:\/\/www.investopedia.com\/terms\/c\/creditcard.asp\" target=\"_blank\" rel=\"noopener\">https:\/\/www.investopedia.com\/terms\/c\/creditcard.asp<\/a><\/li>\n<li>Debit Card vs Credit Card &#8211;\u00a0<a href=\"https:\/\/www.investopedia.com\/ask\/answers\/050415\/what-are-differences-between-debit-cards-and-credit-cards.asp\" target=\"_blank\" rel=\"noopener\">https:\/\/www.investopedia.com\/ask\/answers\/050415\/what-are-differences-between-debit-cards-and-credit-cards.asp<\/a><\/li>\n<li>Credit Card vs Cash &#8211;\u00a0<a href=\"https:\/\/www.investopedia.com\/articles\/personal-finance\/092214\/credit-card-or-cash.asp\" target=\"_blank\" rel=\"noopener\">https:\/\/www.investopedia.com\/articles\/personal-finance\/092214\/credit-card-or-cash.asp<\/a><\/li>\n<li>10 Reasons to User a Credit Card &#8211;\u00a0<a href=\"https:\/\/www.investopedia.com\/articles\/pf\/10\/credit-card-debit-card.asp\" target=\"_blank\" rel=\"noopener\">https:\/\/www.investopedia.com\/articles\/pf\/10\/credit-card-debit-card.asp<\/a><\/li>\n<li>How to Improve Your Credit Score &#8211;\u00a0<a href=\"https:\/\/www.investopedia.com\/how-to-improve-your-credit-score-4590097\" target=\"_blank\" rel=\"noopener\">https:\/\/www.investopedia.com\/how-to-improve-your-credit-score-4590097<\/a><\/li>\n<li>*6 Major Credit Card Mistakes* &#8211;\u00a0<a href=\"https:\/\/www.investopedia.com\/articles\/pf\/07\/credit-card-donts.asp\" target=\"_blank\" rel=\"noopener\">https:\/\/www.investopedia.com\/articles\/pf\/07\/credit-card-donts.asp<\/a><\/li>\n<li>How Many Credit Cards Should You Have &#8211;\u00a0<a href=\"https:\/\/www.investopedia.com\/financial-edge\/0711\/how-many-credit-cards-should-you-have.aspx\" target=\"_blank\" rel=\"noopener\">https:\/\/www.investopedia.com\/financial-edge\/0711\/how-many-credit-cards-should-you-have.aspx<\/a><\/li>\n<li>Which is Safer: PayPal vs Credit Card &#8211;\u00a0<a href=\"https:\/\/www.investopedia.com\/articles\/personal-finance\/011215\/which-safer-paypal-or-credit-card.asp\" target=\"_blank\" rel=\"noopener\">https:\/\/www.investopedia.com\/articles\/personal-finance\/011215\/which-safer-paypal-or-credit-card.asp<\/a><\/li>\n<li>10 Reasons to Use Your Credit Card &#8211;\u00a0<a href=\"https:\/\/www.investopedia.com\/articles\/pf\/10\/credit-card-debit-card.asp\" target=\"_blank\" rel=\"noopener\">https:\/\/www.investopedia.com\/articles\/pf\/10\/credit-card-debit-card.asp<\/a><\/li>\n<\/ul>\n<p><strong>Experian.com<\/strong><\/p>\n<ul>\n<li>Free Credit Report &#8211;\u00a0<a href=\"https:\/\/www.experian.com\/consumer-products\/free-credit-report.html\" target=\"_blank\" rel=\"noopener\">https:\/\/www.experian.com\/consumer-products\/free-credit-report.html<\/a><\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_separator color=&#8221;blue&#8221; border_width=&#8221;10&#8243;][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text]<\/p>\n<h3>Buying a House<\/h3>\n<p><strong>Investopedia.com\u00a0<\/strong><\/p>\n<ul>\n<li>What is a Mortgage &#8211; <a href=\"https:\/\/www.investopedia.com\/terms\/m\/mortgage.asp\" target=\"_blank\" rel=\"noopener\">https:\/\/www.investopedia.com\/terms\/m\/mortgage.asp<\/a><\/li>\n<li>Shopping for Mortgage Rates &#8211;\u00a0<a href=\"https:\/\/www.investopedia.com\/mortgage\/mortgage-rates\/how-to-shop\/\" target=\"_blank\" rel=\"noopener\">https:\/\/www.investopedia.com\/mortgage\/mortgage-rates\/how-to-shop\/<\/a><\/li>\n<li>5 Things You Need for Pre-approval &#8211;\u00a0\u00a0<a href=\"https:\/\/www.investopedia.com\/financial-edge\/0411\/5-things-you-need-to-be-pre-approved-for-a-mortgage.aspx\" target=\"_blank\" rel=\"noopener\">https:\/\/www.investopedia.com\/financial-edge\/0411\/5-things-you-need-to-be-pre-approved-for-a-mortgage.aspx<\/a><\/li>\n<li>Mistakes First Time Home Buyers Should Avoid &#8211;\u00a0<a href=\"https:\/\/www.investopedia.com\/mortgage\/mortgage-guide\/mistakes-first-time-homebuyers-should-avoid\/\" target=\"_blank\" rel=\"noopener\">https:\/\/www.investopedia.com\/mortgage\/mortgage-guide\/mistakes-first-time-homebuyers-should-avoid\/<\/a><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p><strong>RamseySolutions.com<\/strong><\/p>\n<ul>\n<li>Home Buyers Guide &#8211;\u00a0<a href=\"https:\/\/www.ramseysolutions.com\/real-estate\/homebuyers-guide\/buyers\/intro\" target=\"_blank\" rel=\"noopener\">https:\/\/www.ramseysolutions.com\/real-estate\/homebuyers-guide\/buyers\/intro<\/a><\/li>\n<li>Should I Rent or Buy a House? &#8211;\u00a0<a href=\"https:\/\/www.ramseysolutions.com\/real-estate\/buy-vs-rent-myths-busted\" target=\"_blank\" rel=\"noopener\">https:\/\/www.ramseysolutions.com\/real-estate\/buy-vs-rent-myths-busted<\/a><\/li>\n<li>How Much House Can I Afford &#8211;\u00a0<a href=\"https:\/\/www.ramseysolutions.com\/real-estate\/how-much-house-can-i-afford\" target=\"_blank\" rel=\"noopener\">https:\/\/www.ramseysolutions.com\/real-estate\/how-much-house-can-i-afford<\/a><\/li>\n<li>Mortgage Calculator &#8211;\u00a0<a href=\"https:\/\/www.ramseysolutions.com\/real-estate\/mortgage-calculator?int_cmpgn=no_campaign&amp;int_dept=elp_bu&amp;int_lctn=Blog-Text_Link&amp;int_fmt=text&amp;int_dscpn=How_to_Get_a_Mortgage-mortgage_calculator\" target=\"_blank\" rel=\"noopener\">https:\/\/www.ramseysolutions.com\/real-estate\/mortgage-calculator<\/a><\/li>\n<li>How to Get a Mortgage &#8211;\u00a0<a href=\"https:\/\/www.ramseysolutions.com\/real-estate\/how-to-get-a-mortgage\" target=\"_blank\" rel=\"noopener\">https:\/\/www.ramseysolutions.com\/real-estate\/how-to-get-a-mortgage<\/a><\/li>\n<li>Property Taxes and Your\u00a0 Mortgage &#8211;\u00a0<a href=\"https:\/\/www.ramseysolutions.com\/real-estate\/property-tax\" target=\"_blank\" rel=\"noopener\">https:\/\/www.ramseysolutions.com\/real-estate\/property-tax<\/a><\/li>\n<\/ul>\n<p><strong>MoneyUnder30.com\u00a0<\/strong><\/p>\n<ul>\n<li>How to Get Approved for Your First Mortgage &#8211;\u00a0<a href=\"https:\/\/www.moneyunder30.com\/get-approved-for-a-mortgage\" target=\"_blank\" rel=\"noopener\">https:\/\/www.moneyunder30.com\/get-approved-for-a-mortgage<\/a><\/li>\n<li>Home Affordability Calculator\u00a0 &#8211;\u00a0<a href=\"https:\/\/www.moneyunder30.com\/home-affordability-calculator\" target=\"_blank\" rel=\"noopener\">https:\/\/www.moneyunder30.com\/home-affordability-calculator<\/a><\/li>\n<li>Save Down Payment for House &#8211;\u00a0<a href=\"https:\/\/www.moneyunder30.com\/save-downpayment-house\" target=\"_blank\" rel=\"noopener\">https:\/\/www.moneyunder30.com\/save-downpayment-house<\/a><\/li>\n<li>How Much Cash Do You Really Need to Buy a Home &#8211;\u00a0<a href=\"https:\/\/www.moneyunder30.com\/how-much-cash-do-you-really-need-to-buy-a-home\" target=\"_blank\" rel=\"noopener\">https:\/\/www.moneyunder30.com\/how-much-cash-do-you-really-need-to-buy-a-home<\/a><\/li>\n<li>Mortgage Loans Dos and Don&#8217;ts &#8211;\u00a0<a href=\"https:\/\/www.ramseysolutions.com\/real-estate\/mortgage-loan-dos-and-donts\" target=\"_blank\" rel=\"noopener\">https:\/\/www.ramseysolutions.com\/real-estate\/mortgage-loan-dos-and-donts<\/a><\/li>\n<li>Mortgage Pre-approval Checklist &#8211;\u00a0<a href=\"https:\/\/www.moneyunder30.com\/mortgage-pre-approval-checklist\" target=\"_blank\" rel=\"noopener\">https:\/\/www.moneyunder30.com\/mortgage-pre-approval-checklist<\/a><\/li>\n<li>Free Credit Score Estimator\u00a0 &#8211;\u00a0<a href=\"https:\/\/www.moneyunder30.com\/free-credit-report-score\">https:\/\/www.moneyunder30.com\/free-credit-report-score<\/a><\/li>\n<li>FHA Mortgage Loans &#8211;\u00a0<a href=\"https:\/\/www.moneyunder30.com\/fha-mortgage-loans\" target=\"_blank\" rel=\"noopener\">https:\/\/www.moneyunder30.com\/fha-mortgage-loans<\/a><\/li>\n<li>What is PMI? &#8211; Private Mortgage Insurance &#8211;\u00a0<a href=\"https:\/\/www.ramseysolutions.com\/real-estate\/what-is-pmi-private-mortgage-insurance\" target=\"_blank\" rel=\"noopener\">https:\/\/www.ramseysolutions.com\/real-estate\/what-is-pmi-private-mortgage-insurance<\/a><\/li>\n<\/ul>\n<p><strong>NerdWallet.com <\/strong><\/p>\n<ul>\n<li>Best Mortgage Lenders for First Time Home Buyers &#8211;\u00a0<a href=\"https:\/\/www.nerdwallet.com\/best\/mortgages\/mortgage-lenders-first-time-home-buyers\" target=\"_blank\" rel=\"noopener\">https:\/\/www.nerdwallet.com\/best\/mortgages\/mortgage-lenders-first-time-home-buyers<\/a><\/li>\n<li>12 First Time Home Buyer Mistakes and How to Avoid Them &#8211;\u00a0<a href=\"https:\/\/www.nerdwallet.com\/article\/mortgages\/first-time-home-buyer-mistakes-that-are-easy-to-avoid\" target=\"_blank\" rel=\"noopener\">https:\/\/www.nerdwallet.com\/article\/mortgages\/first-time-home-buyer-mistakes-that-are-easy-to-avoid<\/a><\/li>\n<li>Mortgage Points: Should You Pay These Optional Fees &#8211;<a href=\"https:\/\/www.nerdwallet.com\/blog\/mortgages\/discount-points\/\" target=\"_blank\" rel=\"noopener\">\u00a0https:\/\/www.nerdwallet.com\/blog\/mortgages\/discount-points\/<\/a><\/li>\n<li>Mortgage Points Calculator &#8211;\u00a0<a href=\"https:\/\/www.nerdwallet.com\/article\/mortgages\/should-i-buy-points-mortgage-calculator\" target=\"_blank\" rel=\"noopener\">https:\/\/www.nerdwallet.com\/article\/mortgages\/should-i-buy-points-mortgage-calculator<\/a><\/li>\n<li>Personal Loan Calculator &#8211;\u00a0<a href=\"https:\/\/www.nerdwallet.com\/article\/loans\/personal-loans\/personal-loan-calculator\" target=\"_blank\" rel=\"noopener\">https:\/\/www.nerdwallet.com\/article\/loans\/personal-loans\/personal-loan-calculator<\/a><\/li>\n<li>Huge Hidden Costs of Owning a Home &#8211;\u00a0<a href=\"https:\/\/www.nerdwallet.com\/article\/mortgages\/the-real-cost-of-your-house\" target=\"_blank\" rel=\"noopener\">https:\/\/www.nerdwallet.com\/article\/mortgages\/the-real-cost-of-your-house<\/a><\/li>\n<li>Tips for First Time Home Buyers &#8211;\u00a0<a href=\"https:\/\/www.nerdwallet.com\/article\/mortgages\/tips-for-first-time-home-buyers\" target=\"_blank\" rel=\"noopener\">https:\/\/www.nerdwallet.com\/article\/mortgages\/tips-for-first-time-home-buyers<\/a><\/li>\n<li>Types of Home Inspections Buyers Should Know &#8211;\u00a0<a href=\"https:\/\/www.nerdwallet.com\/article\/mortgages\/types-of-home-inspections\" target=\"_blank\" rel=\"noopener\">https:\/\/www.nerdwallet.com\/article\/mortgages\/types-of-home-inspections<\/a><\/li>\n<li>How Long Does it Take to Buy a House &#8211;\u00a0<a href=\"https:\/\/www.nerdwallet.com\/article\/mortgages\/how-long-does-it-take-to-buy-a-house\" target=\"_blank\" rel=\"noopener\">https:\/\/www.nerdwallet.com\/article\/mortgages\/how-long-does-it-take-to-buy-a-house<\/a><\/li>\n<li>Closing Costs Calculator &#8211;\u00a0<a href=\"https:\/\/www.nerdwallet.com\/article\/mortgages\/closing-costs-calculator\" target=\"_blank\" rel=\"noopener\">https:\/\/www.nerdwallet.com\/article\/mortgages\/closing-costs-calculator<\/a><\/li>\n<\/ul>\n<p><strong>USANews.com\u00a0<\/strong><\/p>\n<ul>\n<li>Best Mortgage Lenders &#8211;\u00a0<a href=\"https:\/\/loans.usnews.com\/mortgage-lenders\" target=\"_blank\" rel=\"noopener\">https:\/\/loans.usnews.com\/mortgage-lenders<\/a><\/li>\n<li>How Does the Mortgage Process Work &#8211;\u00a0<a href=\"https:\/\/loans.usnews.com\/mortgage-lenders#how-does-the-mortgage-loan-process-work\" target=\"_blank\" rel=\"noopener\">https:\/\/loans.usnews.com\/mortgage-lenders#how-does-the-mortgage-loan-process-work<\/a><\/li>\n<\/ul>\n<p><strong>SmartAsset.com<\/strong><\/p>\n<ul>\n<li>What are the Different Types of Homes &#8211;\u00a0<a href=\"https:\/\/smartasset.com\/mortgage\/what-are-the-different-types-of-homes\" target=\"_blank\" rel=\"noopener\">https:\/\/smartasset.com\/mortgage\/what-are-the-different-types-of-homes<\/a><\/li>\n<li>Federal Paycheck Calculator &#8211;\u00a0<a href=\"https:\/\/smartasset.com\/taxes\/paycheck-calculator\" target=\"_blank\" rel=\"noopener\">https:\/\/smartasset.com\/taxes\/paycheck-calculator<\/a><\/li>\n<li>Closing Costs Calculator &#8211;\u00a0<a href=\"https:\/\/smartasset.com\/mortgage\/closing-costs\" target=\"_blank\" rel=\"noopener\">https:\/\/smartasset.com\/mortgage\/closing-costs<\/a><\/li>\n<li>Cost of Living Calculator &#8211;\u00a0<a href=\"https:\/\/smartasset.com\/mortgage\/cost-of-living-calculator\" target=\"_blank\" rel=\"noopener\">https:\/\/smartasset.com\/mortgage\/cost-of-living-calculator<\/a><\/li>\n<li>15 Year Fixed Mortgage Rates &#8211;\u00a0<a href=\"https:\/\/smartasset.com\/mortgage\/15-yr-fixed-mortgage-rates\" target=\"_blank\" rel=\"noopener\">https:\/\/smartasset.com\/mortgage\/15-yr-fixed-mortgage-rates<\/a><\/li>\n<li>Property Tax Calculator &#8211;\u00a0<a href=\"https:\/\/smartasset.com\/taxes\/property-taxes\" target=\"_blank\" rel=\"noopener\">https:\/\/smartasset.com\/taxes\/property-taxes<\/a><\/li>\n<\/ul>\n<p><strong>AllState.com\u00a0<\/strong><\/p>\n<ul>\n<li>Home Buyers Closing Costs Worksheet &#8211;\u00a0<a href=\"https:\/\/www.allstate.com\/resources\/allstate\/attachments\/tools-and-resources\/allstate-home-buyers-closing-costs-worksheet.pdf\" target=\"_blank\" rel=\"noopener\">https:\/\/www.allstate.com\/resources\/allstate\/attachments\/tools-and-resources\/allstate-home-buyers-closing-costs-worksheet.pdf<\/a><\/li>\n<\/ul>\n<p><strong>MortgageCenter.com\u00a0<\/strong><\/p>\n<ul>\n<li>Monthly Budge Worksheet &#8211;\u00a0<a href=\"https:\/\/www.mortgagecenter.com\/files\/mortgage20\/1\/file\/PDF\/Interactive_Budget_Worksheet.pdf\" target=\"_blank\" rel=\"noopener\">https:\/\/www.mortgagecenter.com\/files\/mortgage20\/1\/file\/PDF\/Interactive_Budget_Worksheet.pdf<\/a><\/li>\n<\/ul>\n<p><strong>Downloads<\/strong><\/p>\n<ul>\n<li>Mortgage Loan Calculator Excel Spreadsheet &#8211; has been added to the Shared Folder on Google Drive. Must download and open in MS Excel. Does not work in Google Sheets.<\/li>\n<li>Vertex42.com\u00a0 Mortgage Calculators &#8211;\u00a0<a href=\"https:\/\/www.vertex42.com\/Calculators\/mortgage-calculators.html\" target=\"_blank\" rel=\"noopener\">https:\/\/www.vertex42.com\/Calculators\/mortgage-calculators.html<\/a><\/li>\n<li>FrameworkHomeOwnership.org Tools to Download &#8211;\u00a0<a href=\"https:\/\/www.frameworkhomeownership.org\/tools\/getting-a-mortgage\" target=\"_blank\" rel=\"noopener\">https:\/\/www.frameworkhomeownership.org\/tools\/getting-a-mortgage<\/a><\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_separator color=&#8221;blue&#8221; border_width=&#8221;10&#8243;][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text]<\/p>\n<h3>Home Owners Insurance<\/h3>\n<p><strong>RamseySolutions.com<\/strong><\/p>\n<ul>\n<li>What Does Homeowners Insurance Cover &#8211;\u00a0<a href=\"https:\/\/www.ramseysolutions.com\/insurance\/what-does-homeowners-insurance-cover\" target=\"_blank\" rel=\"noopener\">https:\/\/www.ramseysolutions.com\/insurance\/what-does-homeowners-insurance-cover<\/a><\/li>\n<\/ul>\n<p>Allstate.com<\/p>\n<ul>\n<li>Home Owners Insurance &#8211;\u00a0<a href=\"https:\/\/www.allstate.com\/tr\/home-insurance.aspx\" target=\"_blank\" rel=\"noopener\">https:\/\/www.allstate.com\/tr\/home-insurance.aspx<\/a><\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row][vc_column][vc_column_text] Budgeting Investopedia.com 6 Reasons Why You Need a Budget &#8211;\u00a0https:\/\/www.investopedia.com\/financial-edge\/1109\/6-reasons-why-you-need-a-budget.aspx Budgeting Calculator &#8211;\u00a0https:\/\/www.investopedia.com\/budgeting-calculator-5101411 50\/30\/20 Budget Rule &#8211;\u00a0https:\/\/www.investopedia.com\/ask\/answers\/022916\/what-502030-budget-rule.asp Budgeting Apps &#8211; YNAB (You Need A Budget) vs Mint &#8211;\u00a0https:\/\/www.investopedia.com\/ynab-vs-mint-5179966 10 Habits To Help You Reach Financial Freedom &#8211;\u00a0https:\/\/www.investopedia.com\/articles\/personal-finance\/112015\/these-10-habits-will-help-you-reach-financial-freedom.asp Consumer.ftc.gov Make a Budget Worksheet PDF &#8211;\u00a0https:\/\/www.consumer.ftc.gov\/articles\/pdf-1020-make-budget-worksheet.pdf NerdWallet.com Free Budget Worksheets &#8211;\u00a0https:\/\/www.nerdwallet.com\/article\/finance\/budget-worksheet SmartAsset.com Paycheck Calculator &#8211;\u00a0https:\/\/smartasset.com\/taxes\/paycheck-calculator\u00a0 Overview [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-4790","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"http:\/\/nwtech.edu\/alvacc\/wp-json\/wp\/v2\/pages\/4790","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/nwtech.edu\/alvacc\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"http:\/\/nwtech.edu\/alvacc\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"http:\/\/nwtech.edu\/alvacc\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/nwtech.edu\/alvacc\/wp-json\/wp\/v2\/comments?post=4790"}],"version-history":[{"count":56,"href":"http:\/\/nwtech.edu\/alvacc\/wp-json\/wp\/v2\/pages\/4790\/revisions"}],"predecessor-version":[{"id":4879,"href":"http:\/\/nwtech.edu\/alvacc\/wp-json\/wp\/v2\/pages\/4790\/revisions\/4879"}],"wp:attachment":[{"href":"http:\/\/nwtech.edu\/alvacc\/wp-json\/wp\/v2\/media?parent=4790"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}